Explore F&M Bank’s personal, business, and agricultural services, including loans, mortgages, and investments. Serving Ohio, Indiana, and Michigan.

At F&M, online banking gives you one less errand to run and so much more. Sign up for your personal and business needs, and all you need is a web connection to get free, easy and totally secure …

Since 1897, F&M Bank has grown from one Ohio bank to 35 full-service local bank locations and three loan production offices. Call, visit or reach out online.

F&M Bank offers free checking and high-yield savings accounts, mortgage and personal loans, bank online and mobile deposit and more.

Find F&M Bank branches, ATMs, and loan offices near you. Easily locate services across Ohio, Indiana, and Michigan with our location search tool.

F&M Bank offers free checking accounts, high-yield savings accounts, debit cards, cash back credit cards, secure credit cards and more.

The Farmers & Merchants State Bank (now F&M Bank) moved to N. Defiance Street, greatly improving service to its customers and offering drive-up banking, electronic bookkeeping, convenient parking …

F&M Bank offers a mobile banking app and mobile deposit for checking and savings accounts, as well as auto, mortgage and personal loans.

F&M Bank offers free checking and high-yield savings accounts, mortgage loans and personal loans, cash back credit cards and secure credit cards and more.

Maximize your money with The Bundler checking account from F&M Bank. Earn interest, get premium perks, and enjoy local service. Learn more today.