You can calculate your specific insurance coverage amount using the Electronic Deposit Insurance Estimator (EDIE), a calculator that is available on the FDIC’s website.

Oct 30, 2025 · The FDIC insures deposits for amounts up to $250,000 in eligible accounts, like most savings and checking accounts. You can insure more than the limit by opening accounts at more …

Mar 21, 2025 · The FDIC standard deposit insurance amount is $250,000 per depositor, per FDIC-insured bank, per ownership category. A depositor may be any natural person, not just a citizen or …

4 days ago · Fintech Alternatives for Extending FDIC Insurance Some services such as Network Deposits SM – formerly CDARS and ICS – can extend FDIC protection with a single account, but …

1 day ago · FDIC insurance covers checking, savings and other deposit accounts up to a standard amount of $250,000 — but there are a few caveats. Namely, the $250,000 limit is per account …

Mar 12, 2025 · The standard deposit insurance coverage amount is $250,000 per depositor, per insured bank, for each account ownership category at a bank. So let's say you have a checking and a …

Dec 12, 2025 · The Federal Deposit Insurance Corp. (FDIC) protects your money if your bank fails. Deposits are insured for up to $250,000 per depositor, per FDIC-insured bank, per ownership category.

If your federally insured bank fails, Federal Deposit Insurance Corp. insurance keeps your money safe. The FDIC insures up to $250,000 per depositor, per institution and per ownership category.

The standard maximum deposit insurance amount is $250,000 per depositor, per insured bank, for each account ownership category. The FDIC insures deposits that a person holds in one insured bank …

Calculate exactly how much of your money is protected with our free FDIC insurance calculator. This essential tool helps you determine FDIC coverage limits for all your accounts including single …