Relying too heavily on unsecured loans like credit cards or personal loans while avoiding secured ones, such as home loans, can hurt your score. You diligently pay your bills/EMIs on time, expecting ...

Your credit score is a key piece of your financial health equation. It’s a numerical indication of your ability to repay ...

Closing old credit card accounts can actually be bad for your credit score in a few different ways. Instead, keep them open ...

Debt consolidation may allow you to repay your debt faster and at a lower cost, simplifying your finances. The upfront costs ...

Interest rates on credit cards have been unusually high for a while and have become an occasional target of politicians. In ...

Credit cards allow smart spending with a grace period of 20-30 days for repayments, avoiding interest if paid in full.

The right credit card enhances financial health. Assess spending patterns, credit scores, and rewards while ensuring ...

A zero-down mortgage, as the name implies, is a home loan that requires no down payment. No-down payment mortgages allow ...

In general, a credit score of at least 660 gives you the best chance of approval, but it's hard to know the exact score an ...

This is not a true premium economy seat. However, it may be worth paying extra to upgrade from economy — for the right price.

Employers in some sectors may scrutinize your credit report during the hiring process, making it crucial to maintain a strong ...

It's rare for a credit card to offer a welcome bonus that you don't have to "earn" through charging a certain amount to the ...