Relying too heavily on unsecured loans like credit cards or personal loans while avoiding secured ones, such as home loans, can hurt your score. You diligently pay your bills/EMIs on time, expecting ...

Your credit score is a key piece of your financial health equation. It’s a numerical indication of your ability to repay ...

Closing old credit card accounts can actually be bad for your credit score in a few different ways. Instead, keep them open ...

Debt consolidation may allow you to repay your debt faster and at a lower cost, simplifying your finances. The upfront costs ...

Interest rates on credit cards have been unusually high for a while and have become an occasional target of politicians. In ...

A zero-down mortgage, as the name implies, is a home loan that requires no down payment. No-down payment mortgages allow ...

In general, a credit score of at least 660 gives you the best chance of approval, but it's hard to know the exact score an ...

Employers in some sectors may scrutinize your credit report during the hiring process, making it crucial to maintain a strong ...

It's rare for a credit card to offer a welcome bonus that you don't have to "earn" through charging a certain amount to the ...

Car insurance premiums rose 25% between 2023 and 2024. The surge has been fueled by several factors, according to the ...

Gen Z is more comfortable with credit cards than any previous generation. But the reliance on debt could come back to bite ...

If you bought your home when interest rates were high, refinancing could be a way to save on your monthly payments or total ...