Relying too heavily on unsecured loans like credit cards or personal loans while avoiding secured ones, such as home loans, can hurt your score. You diligently pay your bills/EMIs on time, expecting ...

Your credit score is a key piece of your financial health equation. It’s a numerical indication of your ability to repay ...

Closing old credit card accounts can actually be bad for your credit score in a few different ways. Instead, keep them open ...

Debt consolidation may allow you to repay your debt faster and at a lower cost, simplifying your finances. The upfront costs ...

Interest rates on credit cards have been unusually high for a while and have become an occasional target of politicians. In ...

Credit cards allow smart spending with a grace period of 20-30 days for repayments, avoiding interest if paid in full.

The right credit card enhances financial health. Assess spending patterns, credit scores, and rewards while ensuring ...

A zero-down mortgage, as the name implies, is a home loan that requires no down payment. No-down payment mortgages allow ...

In general, a credit score of at least 660 gives you the best chance of approval, but it's hard to know the exact score an ...

Employers in some sectors may scrutinize your credit report during the hiring process, making it crucial to maintain a strong ...

It's rare for a credit card to offer a welcome bonus that you don't have to "earn" through charging a certain amount to the ...

While mortgage rates plunged in September to a two-year low, they roared back in October and ultimately climbed to a ...