Investing early with even small amounts builds wealth over time. Diversifying investments mitigates risks and stabilizes returns. Long-term, passive investing often yields predictable, moderate gains.

Liz Simmons is an education staff writer at Forbes Advisor. She has written about higher education and career development for various online publications since 2016. She earned a master’s degree in ...

As a writer for Forbes Home since 2021, Emily specializes in writing about home warranties, solar installations, car transportation and moving companies. With a background in journalism and experience ...