Student loan borrowers won't see wage garnishments
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Sweeping student loan forgiveness changes for federal student loans are going into effect this year, and millions of borrower will be impacted. Here's a breakdown.
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Over 800,000 student loan borrowers remain in backlog for forgiveness, affordable repayment plans
More than 800,000 federal student loan holders remain stuck in a backlog of applications for an affordable repayment plan or debt forgiveness.
Those affected by the change "are obviously, and rightfully so, really worried about this," one advocate said.
At the current rate of processing, some borrowers with student loans eligible for loan forgiveness could be waiting many months, or even years, for a decision.
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Best Student Loan Refinance Rates for January 15, 2026: Low as 3.84%
Student loan refinance rates increased a bit from their lows. As of January 15, 2026, student loan refinance lenders are offering fixed rates as low as 3.84% APR and variable rates starting as low as 3.
Trump's Education Department concluded another round of negotiations focused on gainful employment, aimed at protecting student-loan borrowers.
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