Most personal loan lenders prefer applicants with good to excellent credit scores, which means a FICO Score of at least 670.

Online lenders tend to offer the lowest rates, but you'll want to thoroughly research your options. If your bank or credit union's offer is close to the best, you may be more comfortable going with it ...

Explore the current interest rates for SBA-backed financing.

Short-term personal loans can provide fast cash for emergencies, home repairs or other unexpected expenses. These loans typically have repayment terms under three years and may come with higher ...

Unexpected expenses rarely arrive at a convenient time. The car won’t start right before payday. A medical bill lands in the mailbox when the budget already feels tight. A burst geyser demands ...

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Some lenders let you take out multiple personal loans, but they may cap the total amount you can borrow. Your eligibility also depends on your financial portfolio and credit. If you already have a ...