Balance transfer credit cards can help save on interest if you pay off all or most of your balance before the introductory period ends. Some people run into trouble by missing payments, making only ...

The average American carries $6,523 in credit card debt -- and it's rising. See how you compare by generation, plus ways to ...

Altogether, card balances now total $1.08 trillion, according to the latest quarterly report from the Federal Reserve Bank of New York, a new record. "Over the past two years, Americans' credit card ...

Credit cards are a necessary financial tool for many people, but having too many can cost you. These 14 signs mean you might have more than you should.

In today's tough economic landscape, Americans are leaning on their credit cards more than ever before. Case in point: the total amount of credit card debt nationwide reached a staggering record of ...

Charging $10,000+ on a credit card? Here's what actually happens -- from credit score dips to big rewards wins -- and how to handle it smartly.

If you're managing a short-term financial gap, paying interest temporarily can be OK. Calculate the costs when deciding whether to carry a credit card balance or do a balance transfer. Try to avoid ...

If you close a credit card with a balance, you’ll still be responsible for that debt. Card issuers will continue to send statements in the mail, and interest will still be applied to that balance. In ...

How many credit cards is too many? I have four unused cards set aside for emergencies — is this a smart move or am I asking for trouble? It’s not uncommon to carry multiple credit cards, but how many ...

I received a credit warning about a three-month overdue payment on a credit card held by my wife, with me listed as an authorized user. All correspondence regarding the account was sent to my wife's ...