Key TakeawaysMedicare open enrollment ends on Dec. 7.Sweeping changes for 2025 plans include the elimination of the Medicare “donut hole” and a new limit on how much you’ll have to pay out of pocket for covered prescription drugs.

Although Medicare open enrollment kicked off more than a month ago, there are still a few weeks left to make changes to your coverage for 2025. But since that window closes on Dec. 7, you also don't want to wait too much longer to come to a decision. With that in mind, here are a few key moves to make in the coming weeks.

In a new alert, the Federal Trade Commission said scammers often pretend to be from Medicare or connected to Medicare to steal your money or personal information. They might contact you to say they need your Medicare, bank account or credit card number for a “new” Medicare card, officials warned, despite the fact that Medicare cards are sent free.

Now, you and your loved ones may have decided on all your 2025 Medicare coverage by now. Congratulations! If you haven’t, I strongly urge you to try at least one licensed Medicare insurance agency in your state. Remember, the deadline is Dec. 7. Tick-tock, people!

Unlike car or home insurance, once you sign up for a health plan, you must live with your choice for the following year.