Credit cards allow smart spending with a grace period of 20-30 days for repayments, avoiding interest if paid in full.

In general, a credit score of at least 660 gives you the best chance of approval, but it's hard to know the exact score an ...

Dave Ramsey needs no introduction to personal finance. He has helped hundreds of people emerge unscathed from the shackles of ...

Applying for a new credit card can hurt your credit score in the short term, but having and using the card responsibly can ...

Want to see a real-life example of how to boost your credit score by 24 points in one month? Here's how to understand the ...

The right credit card enhances financial health. Assess spending patterns, credit scores, and rewards while ensuring ...

A CIBIL score (Credit Information Bureau (India) Limited score) is a three-digit number, ranging from 300 to 900, that ...

Most of the banks and Non-Banking Financial Companies (NBFCs) offer quick loans based on the borrower’s credit score, income and credit history. Can you get a personal loan even with a bad credit ...

Gen Z is more comfortable with credit cards than any previous generation. But the reliance on debt could come back to bite ...

Your credit score is certainly a big factor in mortgage approval. But it isn't the only one. Read on to learn other reasons ...